Payment Flow Disclosure

VZro does not hold customer funds. All payments, top-ups, and withdrawals are processed through licensed partners.

1. Card Top-Ups

• Card top-ups are processed through licensed partners' PCI-DSS Level 1 systems.
• Funds are held temporarily in licensed partners' safeguarded accounts.
• VZro never receives, stores, or controls your money.

2. Payouts to Your Bank

• Payouts use licensed partner instant payouts or bank transfers.
• Funds are transferred directly to the user's bank account.
• VZro does not access or delay funds movement.

3. FX & International Transfers

• FX rates and data come from licensed partners.
• VZro does not perform currency conversion.
• VZro provides predictions and insights only.